Insurance Coverage

Southwest Hazard Control, Inc. has an insurance policy that is designed specifically for Environmental Contractors and Consultants which combines Commercial General Liability, Contractors Pollution Liability and Professional Liability coverage into one policy to prevent gaps in coverage.  Southwest Hazard Control, Inc. also maintains Auto Liability (including transportation pollution liability), Workers Compensation and Employers Liability & Excess Liability coverage.  Primary coverage is written with companies rated A+XV by A.M. Best.  Excess coverage is written with a company rated AXII by A.M. Best.


Coverage limits are as follows:

Commercial General Liability (Occurrence):             $1M Each Incident / $2M Policy Aggregate

Contractors Pollution Liability (Occurrence):             $1M Each Incident / $2M Policy Aggregate

*includes coverage for asbestos, lead & mold

Professional Liability:                                                  $1M Each Incident / $2M Policy Aggregate

Auto Liability:                                                               $1M Combined Single Limit

*includes Transportation Pollution Liability and MCS-90 endorsement

Workers Compensation:                                             Statutory Limits

Employers Liability:                                                     $1M Bodily Injury by Accident – Each Accident / $1M Bodily Injury by Disease – Each Employee / $1M Bodily Injury by Disease – Policy Limit

Follow Form Excess Liability:                                     $9M Each Occurrence / $9M Policy Aggregate

*schedule underlying coverage includes Commercial General Liability, Contractors Pollution Liability, Professional Liability, Auto Liability and Employers Liability

SHC has the capability to provide up to $20M liability limits, if required.


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